Privacy Policy for TA MoneyZone

Effective Date: May 22, 2026

TA MoneyZone ("we", "our", or "us") values your privacy. This Privacy Policy explains how we collect, use, store, and protect your information when you use the TA MoneyZone mobile application.

1. Information We Collect

a) Account & Identity Information

• Name and email address
• Profile photo (if using Google Sign-In)
• FCM Token used for notifications and reminders

b) Fingerprint Authentication (Biometric Data)

TA MoneyZone offers a Fingerprint Lock feature for enhanced security.

Fingerprint authentication is handled entirely by your device’s operating system and secure hardware.

We do not collect, access, store, or transmit your actual fingerprint or biometric data. The app only receives a success/failure authentication result from the system.

c) Financial Information Entered by You

• Expenses and income records
• Categories and notes
• Budgets and financial targets
• Investments (FD, SIP, Stocks, Mutual Funds, Gold, etc.)
• Shared group finance data

d) Device & Technical Information

• Device model and operating system version
• App version
• Crash logs and diagnostics
• Timezone information
• Usage and interaction analytics
• Advertising identifiers (such as Android Advertising ID)

This information helps us improve app stability, performance, user experience, and advertising relevance.

2. Advertising & Analytics

TA MoneyZone uses third-party services including Google AdMob and Google Analytics for Firebase.

Google AdMob

We use Google AdMob to display advertisements within the app. AdMob may collect and process:

• Advertising ID
• Device information
• Approximate location
• App interaction data
• Diagnostic information

Ads may be personalized or non-personalized depending on your device settings, region, and consent preferences.

Learn more:

• Google AdMob Privacy & Terms
• Google Advertising Policies

Google Analytics for Firebase

We use Google Analytics for Firebase to understand app usage and improve features and performance.

Analytics data may include:

• Screens visited
• Session duration
• Device type
• App interactions
• Crash and performance data

Learn more:

• Google Firebase Privacy Information

3. How We Use Your Information

• Create and manage your account
• Sync finance data across devices
• Send reminders and notifications
• Provide fingerprint-protected access
• Improve app performance and stability
• Analyze feature usage and user engagement
• Display advertisements
• Prevent abuse, fraud, and unauthorized access

4. Data Storage & Security

Your information is stored securely using trusted cloud infrastructure such as Firebase and Google Cloud services.

Security Measures

• Encrypted communication using HTTPS/TLS
• Secure authentication systems
• Access control protections

Local Biometric Security

Fingerprint data remains stored only on your device’s secure hardware and is never transmitted to us.

5. Sharing of Information

We do not sell your personal data.

We may share limited information with:

Service Providers

• Firebase services
• Google Analytics
• Google AdMob

These providers process data according to their own privacy policies.

Collaborators

Users you explicitly invite to shared finance groups.

Legal Requirements

If required by law, regulation, or legal process.

6. Permissions

• Biometrics/Fingerprint: To securely unlock the app locally on your device.
• Notifications & Alarms: To send reminders and finance-related notifications.
• Internet Access: To sync data, display ads, and provide cloud functionality.

7. Data Retention & Deletion

We retain your information while your account remains active.

You may request deletion of your account and associated data through the app settings or by contacting us. Upon deletion, your personal information is removed from our active systems within a reasonable period unless legally required otherwise.

8. Children’s Privacy

TA MoneyZone is not intended for children under the age of 13. We do not knowingly collect personal information from children.

9. Third-Party Services

• Firebase Authentication
• Cloud Firestore
• Firebase Cloud Messaging
• Google Sign-In
• Google Analytics for Firebase
• Google AdMob

10. Changes to This Policy

We may update this Privacy Policy periodically. Updated versions will be posted within the app and/or on our official policy page with a revised effective date.

11. Contact Us

TA MoneyZone Support
Email: techaak24@gmail.com